Thanks, J.B., and you can good morning folks. I’ll initiate with the Slip 6. The effectiveness of the financial show once again so it one-fourth reflects our very own disciplined functioning method therefore the proceeded execution up against our very own enough time-title proper priorities. Even after ongoing shifts regarding the broader industry, the potency of Ally’s auto and digital financial systems is mirrored within power to manage and you can boost our share of the market, develop and you can broaden our very own income present and you can create a solid green return. (suite…)